About Sparguider

Sparguider is a free tool that helps you see what your daily habits cost and what the money could grow to if you saved it instead. We believe better financial clarity shouldn’t cost anything.

How we fund the site

Sparguider is free to use and we don’t show traditional ads. Instead, we may earn money through affiliate links, links to services where we receive a commission if you choose to use them.

The commission is paid by the service you use, not by you. You never pay more for coming via Sparguider.

How we choose what we recommend

We only recommend services we genuinely consider good and relevant for people who want to save more money. We do not accept payment to mention a service positively or rank it higher than it deserves.

If a service has an affiliate programme and we recommend it, we do so because it’s good, not because it pays more than its competitors.

How to recognise affiliate links

All links that may earn us a commission are marked with a clear Ad badge next to the link or card. Pages with affiliate links also show a yellow information bar at the top.

If you’re unsure whether a link is an affiliate link, feel free to contact us.

Data protection and cookies

We use cookies only to save your calculation settings between visits. We do not collect personal data and do not share any data with third parties for marketing purposes.

When you click an affiliate link, the service’s website opens in a new window with its own privacy policy.

Affiliate policy summary

Affiliate links are always clearly marked with Ad. You never pay more via our links. We only recommend services we consider good. Commissions do not influence our editorial judgement.

Last updated: March 2026